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華南銀行 103 年度財富管理人員甄試試題
甄試類別【代碼】：資深理財輔導人員【F4201-F4204】、 理財人員【F4205-F4212】
共同科目：含國文及英文
＊入場通知書編號：_____________
注意：作答前須檢查答案卡、入場通知書編號、桌角號碼、甄試類別是否相符，如有不同應立即請監試人
員處理，否則不予計分。
本試卷一張雙面，皆為四選一單選選擇題。共 50 題，每題 2分，限用 2B 鉛筆在「答案卡」上作
答，請選出最適當答案，答錯不倒扣；未作答者，不予計分。
應考人得自備簡易型電子計算器(不具任何財務函數、工程函數功能、儲存程式功能)，但不得發出
聲響；若應考人於測驗時將不符規定之電子計算器放置於桌面或使用，經勸阻無效，仍執意使用者，
該科扣 10 分；該電子計算器並由監試人員保管至該節測驗結束後歸還。
答案卡務必繳回，未繳回者該科成績以零分計算。
壹、國文【第 1-25 題，每題 2分，共計 25 題，佔 50 分】
【2】1.（甲）嶄露頭角；（乙）邁力演出；（丙）前倨後恭；（丁）若及若離；（戊）首屈一指；（己）通
貨膨漲，上述成語，完全沒有錯別字的選項是：
甲丁己 甲丙戊 乙丙丁 乙戊己
【3】2.下列各組「」內注音符號所表示的字，字形相同的選項是：
拋「ㄇㄟˋ」眼／拾金不「ㄇㄟˋ」 閣「ㄎㄨㄟˊ」／「ㄎㄨㄟˊ」違多年
希望「ㄇㄧㄠˇ」茫／「ㄇㄧㄠˇ」小人物 不勝「ㄇㄟˊ」舉／光耀門「ㄇㄟˊ」
【3】3.（甲）夢「魘」：ㄧㄝˋ；（乙）「贗」品：ㄧㄢˋ；（丙）「鬩」牆：ㄒㄧˋ；（丁）笑「靨」：
ㄧㄢˇ，上述「」內的字，讀音正確的是：
甲丁 甲乙 乙丙 丙丁
【1】4.下列各組「」內注音符號所表示的字，字形相同的選項是：
「ㄐㄧㄢˋ」拔弩張／脣槍舌「ㄐㄧㄢˋ」
「ㄐㄧㄠˇ」枉過正／「ㄐㄧㄠˇ」盡腦汁
稀「ㄑㄧˊ」古怪／「ㄑㄧˊ」逢敵手
「ㄐㄧˊ」惡如仇／迫不「ㄐㄧˊ」待
【4】5.下列各組「」中的字，讀音相同的是：
殺「戮」／寂「寥」 「宸」斷／「賑」災
狡「黠」／髮「髻」 「稠」密／「惆」悵
【2】6.下列各組□中的用字，相同的選項是：
心心相□／囊螢□雪 不容□疑／本末倒□
人才□出／□加寵愛 拍□叫絕／柳□花明
【3】7.下列詞語所代表的年齡，錯誤的是：
周晬／一歲 志學之年／十五歲
花甲之年／五十歲 古稀之年／七十歲
【1】8.「暮雲收盡溢清寒，銀漢無聲轉玉盤。此生此夜不長好，明月明年何處看？」其中的「玉盤」指的應
是：
秋月 珍饌 珠寶 美人
【3】9.「□□所敘，敘一百八人，人有其性情，人有其氣質，人有其形狀，人有其聲口。」本段文字中「□
□」應填入：
紅樓 三國 水滸 老殘
【4】10.中文的慣用語，常以「三字格」為基本形式，但其意義往往不是字面所顯示的意思。下列「」內的「三
字格」，不屬於這種用法的是：
看別人領獎，難免有「酸葡萄」心理
讀書人往往把學歷當成求職的「敲門磚」
他做事常常猶豫不決，需要別人「敲邊鼓」
現代生意往來，「開支票」已經成為常用的交易模式
【2】11.下列書信用語，敘述正確的是：
信中提及自己的父母，可用「令尊」、「令堂」
對長輩的結尾祝候語，可用「恭請 崇安」
稱人父子為「賢昆仲」、稱人兄弟為「賢喬梓」
稱自己已歿之妹為「先妹」
【2】12.孟子說「君子有三樂」，不包括：
父母俱存，兄弟無故 求則得之，舍則失之
得天下英才而教育之 仰不愧於天，俯不怍於人
【3】13.「因有一顆純樸的心，纔能日出而作，日入而息，鑿井而飲，耕田而食，含哺而熙，鼓腹而遊，而不
奢求，不貪欲，過著無所不足，勞力而不勞心的安詳生活。」文中「日出而作，日入而息，鑿井而飲，耕
田而食」意指：
農耕忙碌，享受太少 辛勤工作，貧儉度日
儉樸自在，沒有干擾 生活困苦，以求心安
【3】14.「赤壁之戰前，孔明前往江東為孫權分析軍力，說：『曹操之眾，遠來疲敝。聞追豫州，輕騎一日一
夜行三百餘里，此所謂□□□□，勢不能穿魯縞。』」文中「□□□□」宜塡入：
杯弓蛇影 劍及履及 強弩之末 箭在弦上
【3】15.有關數字的成語，解釋正確的是：
（甲）一飯千金／生活奢華；（乙）入木三分／功力深厚；（丙）五斗之祿／俸祿極多；
（丁）七步成詩／文思敏捷；（戊）九牛一毛／微不足道
甲乙丁 甲丙戊 乙丁戊 丙丁戊
【1】16.「富貴人家羨此花，樓臺金碧極繁華。帝王名號難虛冒，艷奪春風第一家」，本詩所描寫的是：
牡丹 楊柳 桃花 杜鵑
【2】17.若利用網路搜尋引擎，查找韓愈的相關資料，最不適當的關鍵詞是：
韓昌黎 詩中有畫 唐宋八大家 文起八代之衰
【2】18.俗謂：「以牙還牙，以眼還眼」。此詞語由前、後兩句方式組成，二者是「同義並列」。下列詞語中，
同樣具有此種關係的是：
萬事具備，只欠東風 道不拾遺，夜不閉戶
慎終追遠，民德歸厚 不入虎穴，焉得虎子
【4】19.下列「」內之詞語，不能用以形容「女子有文才」的選項是：
不櫛進士 掃眉才子 柳絮之才 婢學夫人
【2】20.子曰：「躬自厚而薄責於人，則遠怨矣。」句中「躬自厚而薄責於人」之意思和下列文句之意不同的
是：
嚴以律己，寬以待人 上山擒虎易，開口求人難
律己宜帶秋氣，處事宜帶春氣 責己也重以周，待人也輕以約
【1】21.有關文句的解說，錯誤的是：
「德不孤，必有鄰。」是要我們放寬心胸接納他人，也就是「四海之內皆兄弟」的意思
「道聽而塗說，德之棄也。」可見在道德修養上，除了深思明辨之外，慎言也是很重要的
「泰山不讓土壤，故能成其大；河海不擇細流，故能就其深。」是在說明「有容乃大」的道理
「松柏後凋於歲寒，雞鳴不已於風雨。」處於亂世之中，可看出君子忠貞之節操
【3】22.有關方位的說明，完全正確的是：
東道：同學／東宮：太子 西席：老師／西歸：出嫁
左遷：降職／虛左：待賢 逐北：追剿敗北逃亡的軍隊／北堂：皇上
【4】23.古人望月抒懷，下列選項中，藉月亮表達對遠方親人思念的是：
醉不成歡慘將別，別時茫茫江浸月
近水樓臺先得月，向陽花木易為春
煙籠寒水月籠沙，夜泊秦淮近酒家
雲中誰寄錦書來？雁字回時，月滿西樓
【2】24.「一粒沙裡見世界，一朵花裡見天國；手掌裡盛住無限，一剎那便是永劫。」句中「一粒沙裡見世界，
一朵花裡見天國」，意謂：
任何事情的發生，都有徵兆可循
雖為小事物，卻蘊藏至深至大的哲理
一件事的成功，必須循序漸進，才能完成
從萬物不斷變化的角度來看，物體的大小並無差別
【4】25.下列成語涵義相同的選項是：
管窺蠡測／碩學宏儒 功虧一簣／戶樞不蠹
墨守成規／獨闢蹊徑 秋扇見捐／色衰愛弛
貳、英文【第 26-50 題，每題 2分，共計 25 題，佔 50 分】
一、字彙測驗【請依照句子前後文意，選出最適當的答案】
【2】26. Picture writing was probably ________ by people who lived centuries ago in a time called the Stone Age.
replaced originated advised distinguished
【4】27. Being ________ to the thoughts and feelings of others makes it easier to understand their problems.
suspicious consistent immune empathetic
【1】28. The north polar ________ pushes cold air further south, resulting in blizzards in North America.
vortex vessel literature eruption
【3】29. If you are busy, you can email and develop an online relationship at your ________.
suspension imagination convenience proposal
【4】30. The professor offered several ________ suggestions about how we might reduce air pollution.
industrious indifferent disposable constructive
【3】31. The bank is trying to revive its image in the eyes of consumers after a series of ________ in the last year.
advances deposits scandals endorsements
【2】32. There are an ________ number of entertainment choices in a modernized city like Taipei.
ultimate astounding overestimated unsettled
【4】33. The Wildlife Society has worked hard to protect the endangered ________ like the Taiwan black bear.
series sample segment species
二、文法測驗【請在下列各題中選出最適當的答案】
【3】34. The green fruit turns brown, and, ________ to ripen fully, becomes yellow.
allowing when it allows if allowed after allowing
【4】35. The nation experienced its coldest day this winter yesterday, with the lowest temperature in the plains of
Taiwan ________ in Hsinchu.
record to record which recorded being recorded
【1】36. ________ years for the newborns to master all the necessary skills for daily life.
It takes That spends That takes It spends
【3】37. Many parrots have great facility in imitating not only human speech ________ other human sounds.
rather than in addition to but also instead of
【2】38. The 1997 Asian financial crisis saw a variety of currencies ________ under attack, severely damaging local
economies.
be coming come to come came
【1】39. Observers fear a catastrophe may occur ________ an oil tanker collide with a pirate ship.
should if when to
【4】40. Bill Gates said that we need to improve capitalism ________ it benefits everyone, especially the very poor.
in that so as as well as so that
三、克漏字測驗【請依照段落上下文意，選出最適當的答案】
It is 7:30 on a Monday morning, and Huang Tien-yin, a public relations manager, is struggling to finish a
90-minute workout. Sweat streams as he 41 another 30 crunches at his gym, his goal of 200 nearly
reached. “There is 42 way I can hit the shower without finishing my abdomen workout,” Huang
said between gulps of strawberry protein drink. “If I want to look totally buff in my Ermenegildo Zegna suits,
I simply must peel another two inches 43 my waistline.” Huang, 30, may sound like a famous cast
member from a TV reality show. In fact, he readily admits that he is a 44 , a term coined in the
mid-1990s that describes an urban male who spends a lot of time and money on appearance and lifestyle.
Huang said that his goal in life is to look his very best by keeping trim and sporting the latest fashions
and 45 accessories. He admits that taking care of himself is a priority.
【3】41. puts aside takes off squeezes out runs into
【1】42. no one some any
【2】43. upon from into with
【4】44. homosexual heterosexual bisexual metrosexual
【2】45. intimidating eye-catching easy-going time-consuming
四、閱讀測驗【請依照段落上下文意，選出最適當的答案】
One of the most beautiful sights in the bird world is the male peafowl, or peacock, strutting proudly about with
its magnificent tail raised and its richly colored tail feathers glistening in the sunlight.
The peacock’s many-colored “tail” is not really a tail at all. It is a fan composed of stiff, beautiful feathers. This
fan is supported by the peacock’s true tail. In addition to the glorious plumage, a peacock has a crest of upright
feathers on its head. The peahen, or female peafowl, has no such grand coloring. Instead, the peahen is
usually colored dull brown and has neither a fan nor a crest.
The peafowl is a member of the pheasant family. It may be found living wild in the jungles of Asia and of the
East Indies. Tame peafowls may be seen in nearly all other parts of the world, where, although their flesh and their
eggs are both good for table use, they are generally kept as ornaments or curiosities in parks and in zoos.
Peafowls in a wild state feed on grass, grain, frogs, insects, and snails. In captivity, however, they thrive on
grains commonly fed to poultry.
【1】46. While not directly stated, it can be reasoned from the article that ________.
it is easy to tell peacocks from peahens
peacocks are sometimes white
peahens are not vain
peacocks like to strut about
【4】47. This article as a whole is about ________.
the pheasant family
the peacock’s tail
the foods of birds
a kind of pheasant
【3】48. The word “they” in the last sentence refers to ________.
frogs
insects
peafowls
snails
【2】49. Which of the following statements is NOT true?
Wild peafowls eat grain and grass.
Peafowls may be found wild in most parts of the worlds.
Peafowls are good to eat.
Peacocks have crests.
【4】50. The word “plumage” in the 2nd paragraph refers to a peacock’s ________.
size
sex
color
feathers