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【請接續背面】
兆豐國際商業銀行 107 年第二次新進行員甄選試題
甄才類別【代碼】：高級辦事員(八職等)【N2601-N2603】、辦事員(六職等)【N2604-N2606】
科目一：英文 ＊入場通知書編號：______________________
注意：作答前先檢查答案卡（卷），測驗入場通知書編號、座位標籤、應試科目是否相符，如有不同應立
即請監試人員處理。使用非本人答案卡（卷）作答者，不予計分。
本試卷為一張雙面，測驗題型分為【四選一單選選擇題 40 題，每題 1.25 分，共 50 分；非選擇題
二大題，每題 25 分，共 50 分】，共 100 分。
選擇題限以 2B 鉛筆於答案卡上作答，請選出一個正確或最適當答案，答錯不倒扣；以複選作答或
未作答者，該題不予計分。
非選擇題限以藍、黑色鋼筆或原子筆於答案卷上採橫式作答，並請依標題指示之題號於各題指定作答
區內作答。
請勿於答案卡（卷）上書寫姓名、入場通知書編號或與答案無關之任何文字或符號。
本項測驗僅得使用簡易型電子計算器(不具任何財務函數、工程函數、儲存程式、文數字編輯、內
建程式、外接插卡、攝(錄)影音、資料傳輸、通訊或類似功能)，且不得發出聲響。
答案卡（卷）務必繳回，未繳回者該節以零分計算。
壹、英文【四選一單選選擇題 40 題】
一、字彙【請依照句子前後文意，選出最適當的答案】
【1】1. Gratitude can _______ common days into thanksgivings, turn routine jobs into joy, and change ordinary
opportunities into blessings.
transform transport reform perform
【4】2. Optimism about housing values led to a _______ in home construction.
prevention recession depression boom
【2】3. Biking and walking are becoming increasingly more popular _______ of daily transportation.
alignment modes declaration mentality
【3】4. Compulsive hoarding occurs when a person acquires an ______ number of animals or objects and is unwilling
to part with them.
expressive extensive excessive expensive
【3】5. Some bacteria and viruses have developed ways of avoiding ______ system defenses and causing sickness.
political commune immune economical
【1】6. If a product is labeled weather resistant, it means it’s designed to ______ light exposure to the elements ─ sun,
rain, and wind.
withstand understand outperform outstand
【4】7. In the face of unjust ______ we can become bitter or better; upset or understanding; hostile or humble; furious
or forgiving.
prediction well-being pledge criticism
【2】8. Passive–aggressive behavior from workers and managers is damaging to team ______ and productivity.
exploitation unity vulnerability consumption
【1】9. One person was reportedly killed, and thousands are without power after Tropical Storm Gordon made ______
between Alabama and the Florida panhandle with high-force winds and a heavy downpour.
landfall marks coast fall
【3】10. The growth of renewable energy across Latin America is creating a new economic ______ – exploiting those
natural resources for domestic growth.
disparage poverty phenomenon unification
二、文法測驗【請在下列各題中選出最適當的答案】
【3】11. Many relationships ________ because they change and stop making the efforts to keep the love alive.
break on break in break up break even
【1】12. Trust is like glass ________ to be protected because once it is broken it can never be fixed.
that needs where needs who needs what needs
【2】13. The birth of modern research ethics began with a desire to protect human subjects ________ in research
projects.
involving involved to involve involve
【4】14. ________ constitutes ethical research is important for all people who conduct research projects or use and apply
the results from research findings.
Known that Know what Knowing that Knowing what
【2】15. The country’s population aged 65-and-over reached 50 million for the first time in 2016 and is expected to
continue growing ________ the “baby boomers” reach retirement.
like as for yet
【3】16. The more generous we are, ________ we become.
the more joy more joyous the more joyous and joyful
【1】17. Terrorism is not new, ________ of trying to prevent it through counterterrorism measures.
nor is the practice neither is the practice nor the practice is neither the practice is
【4】18. Ensuring food safety is one of those federal government ________ we only notice when it fails.
functional function functioned functions
【3】19. All researchers should be familiar ________ the basic ethical principles and have up-to-date knowledge about
policies and procedures designed to ensure the safety of research subjects.
in to with as
【1】20. ________ doesn’t just tell us about fossil fuel pollution or the release of banned chemicals.
What floats around in the air That floats around in the air
It floats around in the air Those float around in the air
三、克漏字測驗【請依照段落上下文意，選出最適當的答案】
第一篇：
State and city outreach and education programs are helping reduce cycling and walking accidents by raising public
awareness. California and Florida reported holding joint public health 21 with universities and other agencies to
educate the public about walking and cycling safety. Several state and cities reported 22 pamphlets; developing
media advertising campaigns or conducting outreach to some limited English-speaking populations 23 information
on traffic laws and safety.
Many other states and cities are holding regular “bike rodeos” to teach biking and walking safety practices and to
distribute helmets and other safety 24 to participants. Most police agencies reported giving their officers special
training on cyclist and pedestrian safety and laws. 25 , many police departments are now deploying “bike patrols”
using bike-riding officers to patrol downtown areas and heavily trafficked cycling and pedestrian routes.
【1】21. campaigns celebration deliberation predicament
【2】22. distribute distributing distributed distribution
【4】23. at in for with
【3】24. sculpture instruction equipment fitness
【1】25. In addition Despite Whatever Since
第二篇：
Today, the Environmental Protection Agency sets and enforces tolerable limits of pollution. It also establishes
timetables to bring polluters into 26 with standards, an important aspect of its work since most of these
requirements are recent and industries must be given reasonable time, often several years, to 27 the new standards.
The EPA also has the 28 to coordinate and support research and anti-pollution efforts of state and local governments,
private and public groups, and educational institutions. Furthermore, regional EPA offices develop, propose, and
implement 29 regional programs for comprehensive environmental protection activities. 30 today the EPA
delegates some responsibilities like monitoring and enforcement to U.S. state governments, it retains the authority to
enforce policy through fines, sanctions, and other measures granted by the federal government.
【2】26. time line ruler fine
【1】27. conform to comply to reform to inform of
【3】28. insurgency severity authority authenticity
【4】29. deprived approval deprival approved
【1】30. While If Whether Where
【請接續背面】
四、閱讀測驗【請依照段落上下文意，選出最適當的答案】
第一篇：
Environmental science is the study of the interactions between the physical, chemical, and biological
components of nature. As such, it is a multidisciplinary science: it involves a number of disciplines like geology,
hydrology, soil sciences, plant physiology, and ecology. Environmental scientists may have training in more than one
discipline; for example, a geochemist has expertise in both geology and chemistry. Most often, the multidisciplinary
nature of environmental scientists’ work comes from collaborations they foster with other scientists from
complementary research fields.
A Problem-Solving Science
Environmental scientists rarely just study natural systems, but instead usually work towards solving problems
stemming from our interactions with the environment. Normally the basic approach taken by environmental
scientists first involves using data to detect a problem and evaluate its extent. Solutions to the issue are then designed
and implemented. Finally, monitoring is done to determine whether the problem was fixed. Some examples of the
types of projects environmental scientists may be involved with include:
Coordinating cleanup efforts at an abandoned oil refinery labeled as a Superfund site, determining the extent of
the pollution problem and putting together a restoration plan.
Forecasting the effects of global climate change and sea level rise on a coastal bay system, and assisting with
finding solutions to limit damages on coastal wetlands, shoreline property, and public infrastructure.
Consulting with a construction team to help them with minimizing sediment pollution coming from the site of a
future grocery store.
Assisting the managers of a state government’s fleet of vehicles with taking steps to reducing carbon dioxide
and other greenhouse gas emissions.
【1】31. What is the main idea of this passage?
Environmental science is a multidisciplinary science so the environmental scientists need to detect, evaluate and
fix problems in various fields.
Environmental scientists have to be trained in more than one discipline.
Environmental scientists should focus more on the natural system, such as ecology and geology.
Environmental scientists should assist the managers of a state government to reduce carbon dioxide and other
greenhouse gas emissions.
【3】32. Which of the following discipline is not included in environmental science?
hydrology plant physiology astrology soil sciences
【3】33. According to the passage, which project is not the responsibility of an environmental scientist?
Coordinating cleanup efforts at an abandoned oil refinery.
Forecasting the effects of global climate change and sea level rise on a coastal bay system.
Consulting with a construction team to help them with minimizing air pollution.
Assisting with finding solutions to limit damages on coastal wetlands, shoreline property, and public infrastructure.
【2】34. The word “restoration” means most nearly the same as _____________.
recruiting recovery respite recurrence
【1】35. What kind of approach will environmental scientists take to deal with a problem?
They will use data to locate it, evaluate its extent, design and implement the solutions, and make sure the problem
is solved.
They will use data to detect it, monitor the solutions, and evaluate the situation.
They will detect it first, and collaborate with other scientists to jointly share the responsibility.
They will use data to evaluate the extent of it and take measures to monitor the development.
第二篇：
Emotional Intelligence: Important for Success
Interest in emotion psychology and the concept of emotional intelligence really caught fire with the 1995
publication of Daniel Goleman’s book Emotional Intelligence: Why it can Matter More Than IQ. In the popular book,
Goleman argued that emotional intelligence could be just as important, if not even more so, at predicting success in
life. These emotional competencies, he argued, also played a particularly important role in the workplace.
The concept quickly caught the attention of the public, including human resource managers and business
leaders. Researchers have suggested that emotional intelligence influences how well employees interact with their
colleagues. EQ is also thought to play a role in how workers manage stress and conflict as well as overall
performance on the job.
Studies have shown that employees with higher scores on measures of EQ also tend to be rated higher on
measures of interpersonal functioning, leadership abilities, and stress management. Other studies have linked higher
emotional intelligence with better job satisfaction as well as overall job performance.
Goleman suggested that while traditional intelligence was a quality associated with leadership success, it alone
was not enough. People who are successful at work aren’t just smart - they also have a strong amount of emotional
intelligence.
But emotional intelligence is not something just for CEOs and senior managers. It’s a quality that is important
at every level of a person’s career, whether you are a college student looking for an internship or a seasoned
employee taking on a leadership role. If you want to succeed in the workplace and move up the career ladder,
emotional intelligence is critical to your success.
【4】36. What is the main idea of this passage?
Emotional intelligence was criticized by many psychologists.
Traditional intelligence alone is actually associated with leadership success.
Emotional intelligence is something that only senior managers and CEOs need to have.
Emotional intelligence is recognized as a quality that can help people become more successful.
【3】37. Which of the following is true about emotional intelligence?
Emotional intelligence is only important in the workplace.
If a person has high emotional intelligence, he/she will surely be successful.
In addition to high IQ, people also need emotional intelligence to succeed in their career.
A person with high emotional intelligence will increase the stress level of others.
【3】38. From the passage, we can infer that _____________.
Daniel Goleman first coined the term emotional intelligence in 1995.
the term emotional intelligence must be invented in 1995.
emotional intelligence will become an important criterion for companies to recruit workers.
all the successful entrepreneurs have a strong amount of emotional intelligence.
【1】39. The word “seasoned” means most nearly the same as _____________.
experienced substantial crucial apprehensive
【4】40. All of the following are mentioned as the benefits of high emotional intelligence except _____________.
better interpersonal relationship higher job satisfaction
better stress management stronger immune system
貳、英文【英文翻譯 2題】
第一題：中翻英【配分 25 分】
如果你需要購買昂貴的東西並且無法一次支付所有費用，那麼使用信用卡是理想的，只要你理智地
使用它。信用卡允許你全額支付該項目，然後通過幾期付款償清餘額，將費用分攤數月。有些信用卡提
供0％的時期，這意味著你可以從無利息貸款中獲益。只要你在免息期結束前支付這筆總額，那麼你將不
會被收取任何費用。但是錯過了這個截止日期，你將以每月增加到餘額的利息形式支付罰金。
第二題：英翻中【配分 25 分】
A trust company does not own the assets its customers assign to its management, but it may assume some
legal obligation to take care of assets on behalf of other parties. A trust company or trust department is usually a
division or an associated company of a commercial bank. Trusts and similar arrangements managed for eventual
transfer are managed for profit, which it may take out of the assets annually or upon transfer to the beneficial third
party. There are many trust companies to choose from, ranging in size and fees. These trusts generally charge their
fees based on a percentage of assets, ranging from 0.25 percent to 2.0 percent, depending on the size of the trust.