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【請接續背面】
臺灣銀行 106年新進人員甄試試題
甄試類別【代碼】：七職等／電腦稽核【K9513】、 海外或大陸地區系統管理人員【K9547】、
系統管理人員【K9548】、信用卡專業資訊人員【K9549】、
海外或大陸地區資訊人員【K9601】、 程式設計人員(1)【K9602】、
六職等／企金業務人員【K9529-K9533】
五職等／電腦操作員【K9550】、程式設計人員(2)【K9603】
科目一：國文及英文 ＊入場通知書編號：________________
注意：作答前先檢查答案卡，測驗入場通知書編號、座位標籤號碼、甄試類別、需才地區等是否相符，如有不同
應立即請監試人員處理。使用非本人答案卡作答者，不予計分。
本試卷一張雙面共 50 題，每題 2分，限用 2B 鉛筆在「答案卡」上作答，請選出最適當答案，答錯不倒扣分數；
未作答者，不予計分。
請勿於答案卡書寫應考人姓名、入場通知書編號或與答案無關之任何文字或符號。
本項測驗僅得使用簡易型電子計算器(不具任何財務函數、工程函數、儲存程式、文數字編輯、內建程式、
外接插卡、攝(錄)影音、資料傳輸、通訊或類似功能)，但不得發出聲響；若應考人於測驗時將不符規定之
電子計算器放置於桌面或使用，經勸阻無效，仍執意使用者，該節扣 10 分；該電子計算器並由監試人員保
管至該節測驗結束後歸還。
答案卡務必繳回，違反者該節成績以零分計算。
壹、國文【第 1-25 題，每題 2分，共計 25 題，占 50 分】
【3】1.下列作家遭遇和著作的敘述，何者正確？
蘇軾貶密州作〈赤壁賦〉 韓愈貶永州作〈祭鱷魚文〉
白居易貶江州作〈琵琶行〉 柳宗元貶柳州作〈始得西山宴遊記〉
【4】2.《管子‧牧民》曰：「凡有地牧民者，務在四時，守在倉廩。國多財則遠者來，地辟舉則民留處。倉廩實則知
禮節，衣食足則知榮辱。上服度則六親固，四維張則君令行。……四維不張，國乃滅亡。」關於上文，下列選項何
者正確？
「四維」指仁義禮智四德，關係到國家存亡，為治國之根本
「務在四時」之「四時」指一天的四個時段，意即把握光陰
「倉廩實則知禮節」，強調人民應培養良好品德，才能富足
「地辟舉則民留處」， 指將土地全面開發，讓人民安心居留
【4】3.下列對聯搭配，何者最恰當？
上聯：杏林三月茂。下聯：橘井四時春。——園藝店
上聯：德必有鄰邀陸羽。下聯：園經涉足學盧仝。——宮廟
上聯：李白借問誰家好。下聯：劉伶還言此處佳。——文具店
上聯：氣吐麝蘭香一瓣。下聯：影搖龍鳳燭雙輝。——香燭店
【4】4.孟子曰：「惻隱之心，仁之端也；羞惡之心，義之端也；辭讓之心，禮之端也；是非之心，智之端也。人之有
是四端也，猶其有四體也。有是四端而自謂不能者，自賊者也；謂其君不能者，賊其君者也。」下列解說，何者不
符合孟子的看法？
人如果不能發揮善性，是不為而不是不能
「四端」指惻隱、羞惡、辭讓、是非四種心
「四端」是人人生而皆備的，性善即源於此
性善是人的本能，但也要假借外力教導、訓誡
【2】5.「有道之士，貴以近知遠，以今知古，以所見知所不見。」（《呂氏春秋‧察今》）意思是人應該：
有自知之明 能觸類旁通
知之為知之 可見賢思齊
【1】6.「句踐之困於會稽，而歸臣妾於吳者，三年而不倦。且夫有報人之志，而不能下人者，是匹夫之剛也。」（蘇
軾〈留侯論〉）本文引用句踐故事，主要在提倡什麼？
謙卑忍耐 勤勞不懈
剛毅木訥 服從歸順
【2】7.「松柏後凋於歲寒，雞鳴不已於風雨。」（顧炎武〈廉恥〉）文中的「雞鳴不已於風雨」意指：
勇者無懼，君子不畏天時變異 君子雖處亂世，亦不改其常度
動亂時，小人以謬論動搖人心 危難時，小人驚懼而不停叫喊
【3】8.「陛下亦宜自課，以諮諏善道，察納雅言。」（諸葛亮〈出師表〉）下列選項何者符合「諮諏善道」之意？
尋求能人及術士 尋求養生之常道
尋求治國之大道 尋求課業精進之道
【1】9.「君子寡欲，則不役於物，可以直道而行；小人寡欲，則能謹身節用，遠罪豐家。」（司馬光〈訓儉示康〉）
依上文意旨，下列選項何者正確？
「直道」指能依真理正道行事 「不役於物」指不能役使萬物
君子指有德性者，小人指德性缺乏者 「遠罪豐家」指廢斥罪人，使家道豐盛
【2】10.「先達德隆望尊，門人弟子填其室，未嘗稍降辭色。」（宋濂〈送東陽馬生序〉）文中「未嘗稍降辭色」是指
老師：
和顏悅色 望之儼然 循循善誘 恭敬誠懇
【2】11.下列關於詞曲的敘述，何者正確？
詞、曲皆在偶數位置押韻，不可輕易改變 詞為宋代文學的主流，曲為元代文學的主流
曲分散曲、劇曲，皆有科、白，用以演唱故事 詞須合樂，但是字句多少、句中平仄，並無嚴格限制
【3】12.下列何者是孔子主張？
少之時，戒之在鬥 以德報怨，三思而後行
父母在，不遠遊，遊必有方 「足食、足兵、民信之矣」三者以「足食」最重要
請先閱讀以下文字，再回答以下兩題（13、14 題）：
「竭誠則胡越為一體，傲物則骨肉為行路。雖董之以嚴刑，震之以威怒，終茍免而不懷仁，貌恭而不心服。怨不
在大，可畏惟人，載舟覆舟，所宜深慎，奔車朽索，其可忽乎！」（魏徵〈諫太宗十思疏〉）
【1】13.下列選項何者符合上文意旨？
主張真誠待人，不可傲慢 主張嚴刑峻法，治亂世用重典
主張外派親族，聯合胡越等外族 主張監視人民，注意是否表裏不一
【1】14.上文所謂「載舟覆舟」，「舟」係比喻：
君王 臣子 庶民 軍隊
【1】15.下列成語的運用，何者正確？
小明對這領域的研究才剛開始，還沒「登堂入室」
你老和那些「下里巴人」混在一起，讓你父親生氣
現在的年輕人喜歡「危言危行」，飆車、打鬥樣樣來，令人擔憂
小華寫作喜歡「文不加點」，缺乏標點符號的結果就是語意不明
【2】16.下列詞語，何者用字完全正確？
窮兵獨武 圓鑿方枘 水到衢成 消衣旰食
【3】17.「垂竿已羨磻溪老」若為一工整對聯的上聯，則其下聯應是：
往事應須問塞鴻 黃金難買少年狂 體道猶思塞上翁 鐘聲寒徹遠林煙
【4】18.「黃金榜上，偶失龍頭望。明代暫遺賢，如何向？未遂風雲便，爭不恣遊狂蕩？何須論得喪。才子詞人，自是
白衣卿相。」文中畫底線處的意思為何？
意外落榜，朝廷破格延聘 勉強上榜，屢遭權貴排擠
雖有才華，寧願隱居避世 無緣入仕，不減出眾才華
【2】19.「駙馬其為荊王使於巴，見擔酖者。問之『是何以？』曰：『所以酖人也。』於是，請買之。金不足，又益之
車馬。已得之，盡注之江。」依據這段文字，最適合形容駙馬的選項是：
富而好施 輕財仗義 怙惡不悛 毀家紓國
【2】20.「ㄕˋ才傲物」、「欺ㄕˋ盜名」、「有ㄕˋ無恐」、「生ㄕˋ擾民」、「趨炎附ㄕˋ」五個成語的「ㄕˋ」
寫成國字，重複出現的字是哪一個？
世 恃 事 勢
【1】21.王先生被譽為「精通子平之術」，他的專長最可能是？
命理 烹飪 醫藥 裁縫
【2】22.下列 3個代指年齡的詞語：甲、束髮；乙、周晬；丙、始齔，由幼至長排序，何者正確？
乙甲丙 乙丙甲 丙甲乙 丙乙甲
【2】23.下列各組題辭，何者適用於相同的場合？
宜室宜家／大啟爾宇 堂構更新／甲第徵祥
星輝南極／道範長存 廣栽桃李／春滿瑤池
【4】24.下列文句「」內的成語，何者運用恰當？
時光飛逝如「江河日下」，我們也逐漸由陌生到熟悉
對於前輩的指正，他們竟然「卻之不恭」的予以反駁
既然來了，不妨到山頂欣賞「滄海橫流」的壯闊美景
他兼具專業力與領導力，絕對是「頭角崢嶸」的人才
【3】25.「滂卑城並不算大， 現在還算完好。」若 內要填入「（甲）大約
不常用（乙）能容兩萬人（丙）卻有三個戲園子（丁）大劇場為最」四個句子，最恰當的排列順序應是：
甲乙丁丙 乙甲丙丁 丙丁乙甲 丁丙甲乙
貳、英文【第 26-50 題，每題 2分，共計 25 題，占 50 分】
一、字彙【請依照句子前後文意，選出最適當的答案】
【4】26. Many things may seem unimportant in the crime scene, but the detective pursues even the most ___________clue.
chronic hysterical preventive trivial
【2】27. Sandy bought a used car with a low ___________. The previous owner seldom drove it out of town.
leverage mileage profile utility
【2】28. The Security Council has issued a statement ___________ the cowardly terrorist attack that took place yesterday.
convicting condemning endorsing escorting
【1】29. Patients who feel ___________ after taking the tablets should refrain from driving and other acts that may cause
danger.
drowsy faint merry sober
【2】30. Older buildings made of wood have mostly ___________, but those made of stone last much longer.
evacuated perished receded removed
【4】31. Two main approaches have been used, which we may call ___________ the “micro” and the “macro.”
applicably crucially eccentrically respectively
【4】32. The refund will be paid to all passengers ___________ of the time and method of their purchases.
concerned cursory reckless regardless
【1】33. In some countries, death penalty has been ___________ altogether and this is considered a protection of ultimate
human rights.
abolished bribed clustered decayed
二、文法測驗【請在下列各題中選出最適當的答案】
【2】34. Morin suggests ___________ a checklist to help you remember what needs to go into your backpack before you travel.
use using being used by using
【2】35. Little Johnny believed that people in the past lived in a black and white world ___________ old pictures were only
black and white.
although because lest once
【3】36. The Azores is an enchanting region of Portugal that's made ___________ nine volcanic islands in the North Atlantic
Ocean.
on with up of from
【1】37. By knowing when to travel, you can save almost half off a traditional vacation. ___________ just a few ways to enjoy
a trip for much less.
Here are They are That being There have
【3】38. For the past 23 years, the Heritage Foundation ___________ Hong Kong first in the world for economic freedom.
ranked is ranking has ranked has been ranked
【4】39. Excess noise and annoyances can be avoided. Pack a pair or two of earplugs for your flight and hotel room,
___________.
if in case in case if in just case just in case
【1】40. Your credit score represents your creditworthiness: ___________ pay your bills and pay them on time.
how likely you will likely how you will how will you likely will likely how you
三、克漏字測驗【請依照段落上下文意，選出最適當的答案】
The design of many engineering systems can be a fairly complex process. Many assumptions must be made to
develop models that can be subject to analysis by the available methods and the models must be 41 by
experiments. Many possibilities and factors must be considered during the problem formulation 42 . Economic
considerations play an important role in designing cost-effective systems. To complete the design of an engineering
system, designers from different fields of engineering must find ways to 43 . For example, the design of a
passenger car requires cooperation among structural, mechanical, automotive, electrical, human factors, chemical, and
hydraulics design engineers. Thus, in a(n) 44 environment considerable interaction is needed among various
design teams to complete the project. In addition to the design of a system, developing procedures to measure the
performance of a system is essential. A measure of performance is to be optimized while satisfying all constraints as well
as ensuring quality. 45 , the revolution in computer technology allows today’s computers to perform complex
calculations and process large amounts of data rapidly both for initial design and later performance measure.
【3】41. abandoned meditated verified indicted
【4】42. pendulum stature savvy phase
【1】43. collaborate collide conspire counterfeit
【4】44. aesthetic intercessional inspirational interdisciplinary
【2】45. Originally Fortunately Respectively Secretly
四、閱讀測驗【請在下列各題中選出最適當的答案】
Regular exercise is beneficial to cardiovascular health and longevity. The Centers for Disease Control and Prevention and
the American College of Sports Medicine recommend a minimum of 30 minutes of moderate-intensity physical activity on
most days of the week. According to the National Institutes of Health-American Association of Retired Persons Diet and
Health Study, achievement of activity levels approximate the recommendations for moderate activity (at least 30 minutes on
most days of the week) may decrease 27% of mortality in men and women. In developing countries, the fast increase of
cardiovascular disease mortality may partly be attributed to the decrease of physical activity. The death rate of cardiovascular
disease in China, for example, nearly increased 50% from 1990 to 2009, and the decrease of exercise participation played an
important role in the increase of mortality. A recent investigation in 9 provinces and cities of China showed that the physical
activity in 2006 declined by 27.8% in men and by 36.9% in women in comparison with those in 1997.
Non-vigorous exercise training is a central focus of health promotion and is the core component of rehabilitation for
patients with cardiovascular disease. According to a recent meta-analysis evaluating the effect of light-to-moderate physical
activity, 2.5 hour/week moderate-intensity activity, that is, 30 min exercise 5 days a week, compared with no physical
activity was associated with a reduction in mortality risk of 19%, while 7 hour/week of moderate activity compared with no
activity reduced the mortality risk by 24%.
Tai Chi is a Chinese traditional mind-body exercise. Although the exercise intensity of Tai Chi is low to moderate,
previous studies have shown that it offers benefits for aerobic capacity, muscular strength, balance, and cardiovascular risk
factors. Further, Tai Chi appears to be safe and effective for patients with acute myocardial infarction, coronary artery bypass
grafting surgery, congestive heart failure, and stroke. From the standpoint of exercise prescription, Tai Chi is a suitable
exercise for patients with cardiovascular disease because it is easily accessible and of low cost and can be easily implemented
in the community setting. The aim of this literature review is to provide an overview of Tai Chi benefits on cardiovascular
health and to introduce the potential application of Tai Chi for patients with cardiovascular disease.
【1】46. Where does one most likely find the passage?
A medical journal.
A recreational magazine.
A bulletin board in a university.
A proceedings of technology development.
【4】47. Why is China mentioned in the first paragraph?
Significant changes to Chinese life styles have promoted their longevity.
After 1990’s Chinese people have begun a new movement of practicing Tai Chi.
The death rate in China since 1990’s surpasses the average death rate of the world.
The medical data in China illustrate the linkage between the increase of mortality and the decrease of exercise.
【3】48. Why is non-vigorous exercise training discussed in the second paragraph?
To remind readers of some medical achievements in the past.
To publicize some studies on cardiovascular disease in China.
To establish a connection between the medical findings and Tai Chi.
To emphasize the importance of the medical treatment for cardiovascular disease.
【2】49. Which of the following topics is likely to be included in the literature review mentioned in the third paragraph?
Tai Chi in poetry.
Tai Chi and hypertension.
Artistic values of Tai Chi in China.
Unsettled issues of the origins of Tai Chi.
【4】50. According to the passage, which of the following statements is true?
Tai Chi has again attracted Chinese people’s attention since 1990’s.
Tai Chi is strongly recommended as the sole treatment to cardiovascular disease.
Tai Chi, a non-vigorous exercise, can only be practiced between 30 minutes to an hour every day.
Tai Chi, though an exercise of low-to-moderate intensity, is helpful to cardiovascular disease patients.