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彰化銀行 108 年度第二次新進人員甄試試題
甄試類別／職等【代碼】：經驗行員（外匯組）-6 職等【P0712】
普通科目：英文 ＊入場通知書編號：______________________
注意：作答前先檢查答案卡，測驗入場通知書編號、座位標籤、應試科目是否相符，如有不同應立即請監試人員
處理。使用非本人答案卡作答者，不予計分。
本試卷一張雙面，四選一單選選擇題共 50 題，每題 2分，共 100 分。
限用 2B 鉛筆在「答案卡」上作答，請選出一個正確或最適當答案，答錯不倒扣；以複選作答或未作答者，
該題不予計分。
請勿於答案卡書寫應考人姓名、入場通知書編號或與答案無關之任何文字或符號。
本項測驗僅得使用簡易型電子計算器（不具任何財務函數、工程函數、儲存程式、文數字編輯、內建程式、
外接插卡、攝（錄）影音、資料傳輸、通訊或類似功能），且不得發出聲響。應考人如有下列情事扣該節
成績 10 分，如再犯者該節不予計分。1.電子計算器發出聲響，經制止仍執意續犯者。2.將不符規定之電子
計算器置於桌面或使用，經制止仍執意續犯者。
答案卡務必繳回，違反者該節成績以零分計算。
一、字彙【請依照句子前後文意，選出最適當的答案】
【2】1. We are genuinely grateful for your long-term in carrying out our building project.
operation cooperation corporation information
【3】2. The beauty of is that every corner of the world can learn from the others.
idealization centralization globalization generalization
【4】3. I can’t tell you exactly how much this trip will cost you, but I can give you an figure for your
reference.
irrelevant enormous expended approximate
【2】4. The artist’s new work is very difficult to ; very few art critics know what it really tries to
express.
inherit interpret install intervene
【4】5. The exchange rate between the two plays a major role in international trade and investment.
stocks policies inflations currencies
【3】6. The company has announced a bonus for all the who achieve their sales targets.
employee employer employees employers
【1】7. He needed to some money from his savings account to his checking account so that he could pay
for the new car he wanted to buy.
transfer transit translate transport
【1】8. I prefer using a card, because I’m not tempted to spend more money than I have in my account.
debit identity plastic boarding pass
【1】9. is an asset that a lender accepts as security for a loan. If the borrower defaults on the loan
payments, the lender can seize the asset and resell it to recoup the losses.
Collateral Provision Assessment Redeployment
【4】10. In the middle of his speech, John told all his colleagues that he is going to quit, and everyone was shocked
by his _____.
amusement achievement advertisement announcement
【3】11. His current income is not _____ to support his family, so he decided to find one more part-time job.
fluent humble sufficient economical
【1】12. To avoid any fire or explosion, smoking is absolutely _____ in the gas station.
prohibited strengthened approved invented
【4】13. Winning eight gold medals in one Olympics was _____ because few athletes could do that.
jealous painful reliable exceptional
【2】14. The lack of rain for over 10 months has led to the longest _____ in the country’s history.
revenge drought blossom therapy
【4】15. Booking a room with a credit card will _____ your reservation; otherwise, we cannot promise you the
availability of our hotel rooms.
restrict impress eliminate guarantee
二、文法測驗【請在下列各題中選出最適當的答案】
【2】16. The Prime Minister, together with his wife, warmly welcomed when they got off the plane.
be was were has been
【1】17. Most bookstores have a section for young readers, you’ll find books stacked on tables and
shelves.
where what which while
【2】18. In metropolitan cities, , traffic congestion is not only a headache but a nightmare both to the
city residents and to the city administration.
included Taipei Taipei included
Taipei including to include Taipei
【1】19. No matter how , many people have chosen to move from big cities to rural areas.
inconvenient country life may be
country life may be inconvenient
may country life be inconvenient
country life inconvenient may be
【1】20. The social welfare system provide the underprivileged people with sufficient support.
ought to should have to
had better to would rather to
【3】21. We are very well aware of the many challenges that lie ahead. However, Taiwan’s economy and
our people are very hard-working.
are sound basical is basical sound
is basically sound are basically sound
【4】22. If James had taken my advice, he such an unwise mistake in the company.
did not make won’t be made
had not made would not have made
【2】23. As most sports magazines can attest, playing sports such as tennis and basketball not only mental
ability but also physical strength.
require requires required requiring
【3】24. the lobbying groups been backing up the new protocol, but several industry labor unions are
now voicing their stern support for it.
Not until there have There have never
Not only have If they could have
【3】25. I was _____ shocked to see the car accident that I stood by the roadside not knowing what to do.
very too so such
【1】26. Thank you for giving me your great advice; _____.
I really appreciate it I’m really appreciated
I really appreciate I really appreciated
【3】27. There are many people _____ against the new policy in front of the Executive Yuan.
protest protested protesting who protesting
【2】28. The famous high-tech company hired a group of AI experts, some of _____ were my college classmates.
who whom which them
【3】29. The fancy sports car _____ him five hundred NT dollars.
spent took cost paid
【4】30. Julia _____ anyone her secret for 15 years until her biological mother showed up two months ago.
does not tell did not tell has not told had not told
三、克漏字測驗【請依照段落上下文意，選出最適當的答案】
第一篇：
The Indians developed curry as a way of preparing meat because they didn’t have refrigeration. The hot curry
masked the taste of the meat which was no longer what it 31 . In my opinion, perfume was invented to perform
the same job for people. I don’t like perfume because the more a person smells like nothing at all, the 32 the
person smells to me. There’s nothing more objectionable, when you’re eating in a restaurant, than to have some
woman 33 by who used a lot of perfume. Smell is the least understood of our five senses—the others being
sight, touch, hearing and taste. Every word we use to 34 a smell is borrowed from somewhere else. There’s no
group of abstract words we use to classify odors. We may say, “That smells good” or “That really stinks,” but smells
have few names 35 . We associate good food with good smell, but some of the best foods don’t have much of a
smell. It matters little whether ice cream smells good or not as long as it tastes good.
【4】31. is was should be should have been
【2】32. more better best worse
【1】33. sweep sweeps swept to sweep
【3】34. accept respond describe subscribe
【2】35. if necessary of their own in the future in many ways
【請接續背面】
第二篇：
Have you ever been to cinema and wondered in amazement how movie stars manage to perform dangerous
acts like jumping off buildings or driving at great speed? 36 . The real performers are usually 37 , who can
earn a very good living by standing in for the stars when necessary. The work is incredibly demanding and, before
qualifying for this job, they have to prove their athletic agility in six sports, particularly 38 .
Naturally, 39 are important and everything is planned down to the tiniest detail because one second
difference can lead to serious injuries or even deaths. In every scene which involves a complicated series of actions,
there is no time for careless mistakes. This special actor or actress often has only 40 , unlike film stars, who can
always shoot a scene repeatedly until it gains the directors’ approval.
【3】36. No pain, no gain Special effect would do the trick
Mostly they don’t, of course Practice makes perfect
【3】37. martial art fans their identical twins
stunt men or women virtual actors or actresses
【2】38. chess, magic tricks and calligraphy skiing, motorbike riding and gymnastics
darts, billiards and bowling frisbee, foosball and rope-jumping
【1】39. safety and timing food and sleep
insurance and welfare licenses and certificates
【4】40. very few options for this dangerous job a minimum of insurance for accidents
a career cut short by injuries one chance of getting things right
四、閱讀測驗【請在下列各題中選出最適當的答案】
第一篇：
Let children learn to judge their own work. A child learning to talk does not learn by being corrected all the
time. If corrected too much, he will stop talking. He notices a thousand times a day the difference between the
language he uses and the language those around him use. Bit by bit, he makes the necessary changes to make his
language like other people’s. In the same way, children learn all the other things they learn to do without being
taught – to talk, run, climb, whistle, ride a bicycle – compare their own performances with those of more skilled
people, and slowly make the needed changes. But in school, we never give a child a chance to find out his mistakes
for himself, let alone correct them. We do it all for him. We act as if we thought that he would never notice a
mistake unless it was pointed out to him, or correct it unless he was made to. Soon he becomes dependent on the
teacher. Let him do it himself. Let him work out, with the help of other children if he wants it, what this word says,
what the answer is to that problem, whether this is a good way of saying or doing this or not.
If it is a matter of right answers, as it may be in mathematics or science, give him the answer book. Let him
correct his own papers. Why should we teachers waste time on such routine work? Our job should be to help the
child when he tells us that he can’t find a way to get the right answer. Let’s end all this nonsense of grades, exams,
and marks. Let us throw them all out, and let the children learn what all educated persons must someday learn, how
to measure their own understanding, how to know what they know or do not know.
Let them get on with this job in the way that seems most sensible to them, with our help as school teachers if
they ask for it. The idea that there is a body of knowledge to be learnt at school and used for the rest of one’s life is
nonsense in a world as complicated and rapidly changing as ours. Anxious parents and teachers say, “But suppose
they fail to learn something essential, something they will need to get on in the world?” Don’t worry! If it is
essential, they will go out into the world and learn it.
【3】41. What does the author think teachers should NOT do?
They give children correct answers.
They allow children to mark their own work.
They point out children’s mistakes to them.
They encourage children to copy from one another.
【4】42. According to the author, children’s progress should only be estimated by .
educated persons
parents
teachers
the children themselves
【2】43. Which of the following is NOT mentioned as a good way for children to learn things?
Correcting their own papers.
Reading more good books.
Finding help from their classmates.
Comparing their performances with those of more skilled people.
【1】44. The author fears that children will grow up into adults who are .
too dependent on others
unable to use basic skills
too critical of themselves
unable to think for other people
【3】45. The passage suggests that learning to speak and learning to ride a bicycle are .
not really important skills
more important than other skills
basically the same as learning other skills
basically different from learning adult skills
第二篇：
Could there be a mathematical way of calculating the day when most people are at their happiest? As odd as it
may sound, some people think so. According to a formula put forward by British psychologist Cliff Arnall, the
general happiness of the United Kingdom’s population reaches a peak on June 20th. It is hardly surprising that there
is substantial increase in happiness levels in summer, but how exactly did Arnall arrive at this particular date?
The calculation takes into account such factors as the amount of outdoor activity people engage in, connection
with nature, and a comfortable temperature. Other elements of the formula include the time people spend
socializing with friends and neighbors, vacation time, and even positive childhood memories. The choice of June
20th seems to make sense, as this is the summer solstice—the day of the year with most sunlight. Research has
shown that people are usually happier when the days are longer.
However, the problem is, Arnall seems to have changed his tune over the years. The happiness formula he first
devised was proposed way back in 2008. Yet, in 2016, Arnall came up with a different date—July 29th. This time, he
proposed another set of criteria. These included the time that children are beginning their summer vacations and
most workers are receiving their salaries. Traffic is also at a minimum at this time of year, and the UK is usually
experiencing its warmest weather. Finally, household bills are usually lower than normal.
Perhaps we should not be too concerned about the conflicting dates that Arnall had provided. After all, the
psychologist himself has said that the main aim is to encourage people to discuss what makes them happy. Judging
from this, his formula is just a light-hearted talking point, rather than a scientific theory of happiness.
【3】46. Which of the following is NOT mentioned as an element of Arnall’s formula in 2008?
Doing things outside.
Experiencing nice weather.
Remembering your children.
Spending time with people you know.
【4】47. Which of the following does NOT contribute to the date calculated by Arnall in 2016?
Fewer vehicles on the roads
Kids enjoying their longer break
Less expenses on gas, electricity, etc.
More possibility for pay raise
【2】48. What did Arnall’s second equation have in common with the first one in terms of factors?
Higher salaries
Warmer weather
Greater road conditions
Better childhood memories
【3】49. What is the author’s viewpoint on the two different happiest dates proposed by Arnall?
Mathematical calculations are not always accurate.
Dates of happiness can be scientifically determined.
The results from Arnall should not be taken seriously.
People do not care about what makes them happy.
【2】50. According to the article, which of the following is true?
Arnall’s two formulas pointed to July 20th and June 29th respectively as the happiest day.
Arnall himself admitted that what’s more important is to find out the factors of happiness.
The most crucial element of the two happiest dates proposed by Arnall was longer daytime.
The happiest date calculated by Arnall in 2016 could apply to UK and many other countries.