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合作金庫商業銀行 108 年第二次新進人員甄試試題
甄才類別【代碼】：一般金融人員【O5302-O5312】、 外匯人員【O5313-O5317】、
非商科金融人員【O5318】、 法遵法務人員【O5319】、
理財人員【O5401-O5407】、 助理理財人員【O5408-O5410】、
客服人員【O5320】、電子金融專業人員【O5321】、
數位金融業務規劃人員【O5322】、
開放系統第一類程式設計人員【O5323】、
開放系統第二類程式設計人員【O5324】、
大型主機程式設計人員【O5325】、
網頁/網站視覺設計人員【O5326】、 R6 主機系統管理人員【O5327】、
開放系統資料庫架構規劃管理師【O5328】、
Windows 主機系統架構規劃管理師【O5329】、
Windows 主機系統管理人員【O5330】、網路系統管理人員【O5331】、
廣告設計推廣人員【O5332】、 消防設備人員【O5333】、
弱電工程人員【O5334】
普通科目：英文
＊入場通知書編號：________________
注意：作答前應先檢查答案卡，測驗入場通知書編號、座位標籤、應試科目是否相符，如有不同應立即請
監試人員處理。使用非本人答案卡作答者，該節不予計分。
本試卷為一張雙面，四選一單選選擇題 50 題，每題 2分，共 100 分。
選擇題限以 2B 鉛筆於答案卡上作答，請選出一個正確或最適當答案，答錯不倒扣；以複選作答或
未作答者，該題不予計分。
請勿於答案卡上書寫姓名、入場通知書編號或與答案無關之任何文字或符號。
本項測驗僅得使用簡易型電子計算器（不具任何財務函數、工程函數、儲存程式、文數字編輯、內
建程式、外接插卡、攝（錄）影音、資料傳輸、通訊或類似功能），且不得發出聲響。應考人如有
下列情事扣該節成績 10 分，如再犯者該節不予計分。1.電子計算器發出聲響，經制止仍執意續犯
者。2.將不符規定之電子計算器置於桌面或使用，經制止仍執意續犯者。
答案卡務必繳回，未繳回者該節以零分計算。
一、字彙【請依照句子前後文意，選出最適當的答案】
【2】1. The police arrested a _____ after two weeks of investigation.
prudence suspect gravity fault
【1】2. The candidate was _____ inappropriate conduct by his opponent.
accused of proclaimed by dismissed by excused of
【3】3. As a successful _____, he never failed to make people laugh in his long career of forty-two years.
ranger pedestrian comedian acrobat
【1】4. Recent research has led people to believe that the negative effects of smoking can be _____ to some extent by
following a healthy lifestyle.
reversed annoyed trampled indented
【4】5. Kids nowadays are so tech- _____ that they can make good use of digital technologies to learn a lot of knowledge
and skills by themselves.
high impoverished embalmed savvy
【1】6. To _____ the problem of teenage smoking, the state decided to ban all tobacco and e-cigarette sales.
combat implement profile enact
【4】7. Due to the recent _____ of measles, thousands of vaccines have been distributed to hospitals and clinics in
nearby areas.
formality paragons editions outbreak
【1】8. Light rail trains arrive every 6 to 15 minutes, _____ on the time of day, and take about 40 minutes to travel
between the international airport and downtown areas in the city
depending feeding driving delaying
【2】9. New York City is a top _____ for many visitors when it comes to shopping. In New York you will find anything
and sometimes prices are even cheaper than in other countries.
agenda destination provision support
【3】10. Younger children should not play on playground equipment designed for older kids because the _____ and
proportions won’t be right for small kids, and this can lead to injury.
colors temperatures sizes efforts
【4】11. Planting a tree is a lifelong endeavor. How a tree grows hinges on the type of tree selected, planting location, and
the _____ care after planting
casual arbitrary hands-off follow-up
【1】12. The most important reason why children should learn to swim is that drowning is still one of the most common
causes of accidental death, so being able to swim is an _____ life-saving skill.
essential agreeable endangered incidental
【4】13. Bicycle commuting is an _____ idea to start your day with a pleasant bicycle ride to work. You arrive refreshed
and energized, with your daily dose of exercise.
off-course inferior offensive appealing
【2】14. It is believed that people who are _____ to the Internet have trouble filling professional obligations and their use
of the Internet causes strain on relationships with family and friends.
entrenched addicted attended evaded
【1】15. Online shopping is thriving and is the latest _____ among people. It signals a complete shift in the behavior of
consumers. They have more choices to purchase and more ways to assess products.
craze figment loath evasion
二、文法測驗【請在下列各題中選出最適當的答案】
【3】16. If you’re looking for information on the listed companies, _____ the right place.
you came to you will come to you have come to you had come to
【1】17. The Chief Financial Officer of the firm _____ when the latest quarterly report came out.
was about to resign is planning to resign has planned to resign had been planned to
【3】18. The weather _____ very nasty in recent months in London.
was will be has been had become
【2】19. The company’s board of directors will not accept your appointment until _____ your proposals.
they satisfy with they are satisfied with
they have satisfied with they were satisfying with
【4】20. The new janitor, _____ the remodeled security system, triggered the alarm by accident.
never understand not been understood not to know not understanding
【1】21. The heir apparent of the company resented _____ just as a second-generation business owner.
being regarded to be regarding been regarding having regarded
【4】22. The secretary _____ the documents to the cloud before the incidental crash of the computer system caught
everyone off guard.
was saved has been saving saved had saved
【2】23. I had no difficulty traveling around Tokyo during the spring break on my own, _____.
been able to speak Japanese knowing a little Japanese
have been learning Japanese had learned Japanese
【3】24. Japan’s third largest city, Osaka, _____ the 2019 G-20 Summit will be held, has been regarded as an economic
and cultural hub of the country.
of where at which city in which in that city
【2】25. He didn’t study at all; _____, he went to the party and didn’t come home until seven in the morning.
instead of instead in spite in spite of
【2】26. The animal protection group is attempting to lower the number of dolphin deaths _____ by humans.
causing caused that caused that causing
【1】27.Global food consumption has _____ in the past 50 years.
more than doubled doubled more than been doubled more than been more doubled than
【3】28. The wife of the former president expelled this week from the communist country _____ demanding proof _____
he is still alive.
is being… for was …for is … that was being … that
【4】29. We have seen _____ after the passing of the new law.
the number of grown accidents a grown number of accidents
the grown accidents of number a growing number of accidents
【3】30. The important decision for us now is _____ take the offer made by the competing company .
do or not which to whether to we should
三、克漏字測驗【請依照句子前後文意，選出最適當的答案】
第一篇：
Sun Moon Lake is the largest lake in Taiwan, and is comprised of the diamond-shaped Sun Lake and curved
Moon Lake. The Thao people call it “zintun” which may have been the earliest name 31 to Sun Moon Lake. The
earliest 32 of the name “Sun Moon Lake” was in the article, “Travels to Shueilishe”, written by Deng Chuan-an
in 1821, which said, “I have no idea 33 the water comes from. It is about 10 li (half a kilometer) in length, and a
third of that in width. The water is red and green, so it is named Sun Moon Lake.” After the Han people came to
reclaim the Shuishalian land, Sun Moon Lake was given more names, 34 Shuishe Large Lake, Shuili Lake,
Shuilishe Lake, Shuishehaizih, Bamboo Lake, and Dragon Lake and so on. In the late Cing Dynasty, the western
missionaries came to Sun Moon Lake to share their 35 with the Thao people. They named Sun Moon Lake
“Dragon Lake”, “Lake Candidius”, and “Nin-Isivatan Lake”.
【2】31. traded given programmed existed
【4】32. member photo creature record
【3】33. what when where who
【1】34. such as in total altogether resulting in
【1】35. faith country power occupation
第二篇：
Companies around the world are fervently vying for first place in the race to vehicular autonomy, and now it looks
like one venture has crossed the finish line. A self-driving taxi has successfully taken passengers through the busy
streets of Tokyo in a 36 of what could be a fully-fledged service by the time the Olympic Games arrive in the
city in 2020.
Tokyo-based autonomous driving tech company ZMP, in 37 with cab firm Hinomaru Kotsu, say they’re the first
in the world to offer autonomous taxi services to fare-paying passengers. The trial, which is ongoing, sees a sensor-equipped
minivan make four round-trips a day between Tokyo’s districts. Passengers unlock the taxi door and make 38 through
a smartphone app, and while a driver and assistant are on board during the tests for 39 purposes, the trial has so far
gone off without a 40 . Japan’s streets are no strangers to self-driving taxis, though. Nissan began testing its
autonomous cab service back in March, with similar aspirations to having a full service in place come the Olympics.
ZMP’s initiative follows recent news that Toyota plans to invest $500 million into Uber’s self-driving efforts.
Uber’s autonomous driving venture suffered a major setback earlier when one of its self-driving vans killed a
pedestrian during a trial in Arizona. But despite general concerns surrounding the safety of autonomous cars, people in
Tokyo have been largely enthusiastic about the taxi venture, with 1,500 people signing up to take part in the trials.
【4】36. pattern chance delivery demonstration
【2】37. gratitude partnership judgment regard
【1】38. payments efforts sense budget
【4】39. agreement denial logistics safety
【1】40. hitch development change maneuver
四、閱讀測驗【請在下列各題中選出最適當的答案】
第一篇：
Only two whaling companies remain in Iceland. It’s a small industry that conservationists say is inhumane, has
minimal economic benefits, and defies the international ban on killing whales. But the Icelandic government
announced it will allow up to 2,000 whales to be killed in the next five years.
A Ministry of Fisheries and Agriculture statement said a maximum of 209 fin whales and 217 minke whales can
be killed each year between 2018 and 2025.Iceland’s Fisheries Minister said the new whale quotas are sustainable and
based on research from the nation’s Marine Research Institute and the University of Iceland.
But activists and conservationists disagree. The Icelandic Environmental Association criticized the research on
which the Fisheries Ministry based its quotas. And Whale and Dolphin Conservation (WDC), an organization aimed at
protecting whales around the world, said whaling is no longer beneficial to Iceland’s economy and lacks public
support.
A report from the University of Iceland said whale watching contributed $13.4 million to the economy, while the
whale hunting company Hval hf. Contributed $8.4 million. According to the report, more people are employed in
whale watching than in whaling, but wages are higher in whale hunting. WDC argues that instead of relying upon its
own science, Iceland needs to listen to worldwide calls to stop whaling.
【2】41. What is the policy of Iceland government on whale hunting?
Stop whale hunting because it’s no longer economical.
Allow more whale killings for the years to come.
Meet the demands of conservation groups.
Entrust universities to do more scientific researches.
【1】42. How many whaling companies are there in Iceland?
Two. More than 20. 209. Five.
【4】43. Which is true about whale watching and whale hunting in Iceland?
Whale watching lacks popular support.
Whale hunting contributed $13.4 million to the economy.
Wages for whale watching are higher.
More people are hired in whale watching than in whaling.
【3】44. What did the Ministry of Fisheries and Agriculture statement say?
Whaling is inhumane.
The new whaling quotas are based on WDC researches.
A maximum of 209 fin whales can be killed each year.
New whaling quotas are not sustainable.
【1】45. What is the stance of the activists and conservationists?
Iceland needs to listen to worldwide calls to stop whaling.
Wages are higher in whale hunting than whale watching.
Whaling is still beneficial to Iceland’s economy.
Killing whales is legal and beneficial to Iceland’s economy.
第二篇：
Our world is changing quickly. We cannot expect the material we learn in a professional discipline to remain
relevant for the rest of our career. Just look at the hi-tech industry: most of the technical skills needed today were not
part of engineering school curriculums a few years ago. Technology and artificial intelligence are also rapidly making
certain routine human enterprises obsolete. A successful university education must therefore provide students with
fundamental skills and help them learn on their own and adapt to evolving circumstances.
What are these fundamentals? Language skills, including comprehension, expression and communication, will
always be needed. Quantitative skills, such as the ability to analyze a problem, see hidden patterns, identify relevant
variables and formulate solutions, are crucial to many jobs in society.
In the past, we emphasized computational techniques and demanded that our students calculate answers quickly
and accurately. But such technical tasks are being taken over by machines. Many traditional science courses require
students to memorize chemical structures, chemical pathways or names of organisms. If we need such information, we
search the internet and find the answers within seconds.
A good university education should train a student as a person, to broaden their mind and horizons, to allow them
to see the relationships of apparently disparate phenomena, to acquire knowledge independently and to develop the
confidence to challenge authority. These are the qualities that will make them leaders of the future. Such training
requires a very different set-up from the current discipline-specific, narrowly focused subject learning that was popular
in the old days.
【3】46. Which of the following is the best title for the passage?
The down side of the hi-tech industry
Why future leaders are hard to find
The purpose of a university education
How machines are taking over our education
【1】47. In paragraph 1, why does the author mention the hi-tech industry?
To illustrate the point that what we learn in school might not be useful after a few years
To show how the hi-tech industry is developing rapidly
To emphasize the importance of accurate calculation and computer skills
To contrast with the old idea that a university education is only useful for a small number of people
【2】48. Which of the following is NOT a fundamental skill?
The ability to think critically and reason logically
The ability to memorize the elements in the periodic table
The ability to interact and communicate effectively with others
The ability to work out solutions to real life problems
【4】49. Which of the following statements will the author most likely agree with?
Out future leaders will probably be robots.
Entering the hi-tech industry should be the goal of university graduates.
Professors should be required to promote school policies in class.
Students should not be trained only to do what the machines can do in seconds.
【2】50. What will the paragraph following the passage most likely discuss?
Why the old ideas about university education have failed
What universities can do to help students acquire the fundamental skills
How artificial intelligence has made lots of jobs obsolete
Who can benefit the most from having good language skills