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合作金庫商業銀行 107 年新進人員甄試試題
甄才類別【代碼】：儲備菁英(GA)【L9301】、一般櫃台人員【L9302-L9305】、
客服人員【L9306】、理財人員【L9307-L9310】、
徵授信人員【L9311-L9312】、法遵法務人員【L9313】、
機房操作人員【L9314】、網路系統管理人員【L9315】、
IBM 大型主機系統管理人員【L9316】、 R6 主機系統管理人員【L9317】、
資安防護系統管理人員【L9318】、資安防護分析師【L9319】、
資安制度管理人員【L9320】
普通科目：英文
＊入場通知書編號：________________
注意：作答前須檢查答案卡、入場通知書編號、座位標籤號碼、甄試類別是否相符，如有不同應立即請監
試人員處理。使用非本人答案卡作答者，該節不予計分。
本試卷一張雙面共 50 題，每題 2分，共計 100 分，限用 2B 鉛筆在「答案卡」上作答，請選出最
適當答案，答錯不倒扣；未作答者，不予計分。
請勿於答案卡書寫應考人姓名、入場通知書編號或與答案無關之任何文字或符號。
本項測驗僅得使用簡易型電子計算器(不具任何財務函數、工程函數、儲存程式、文數字編輯、內
建程式、外接插卡、攝(錄)影音、資料傳輸、通訊或類似功能)，且不得發出聲響。
答案卡務必繳回，未繳回者該節以零分計算。
一、字彙【請依照句子前後文意，選出最適當的答案】
【2】1. I don’t need to know the exact cost. An ________ is good enough.
ambulance estimate infant opponent
【4】2. The swimming pool in this community is only ________ in summer.
liberal chronic neutral available
【4】3. The refugees flooded into Europe to ________ a better life.
avoid relax fake seek
【2】4. One of the objectives of the government may be to keep the price of a product at a level at which most people can
________ it.
persuade afford resist postpone
【3】5. New technologies usually take longer than expected to ________ market acceptance, but once they are accepted,
their growth rate and impact often exceed expectations.
desert mute achieve underestimate
【3】6. I don’t trust John. His behavior is not ________ with his words.
changeable vivid consistent random
【3】7. More than one hundred years after his death Charles Dickens ________ one of the world’s greatest novelists.
foresees imitates remains prohibits
【2】8. A ________ may cause long- or short-term damage by changing the growth rate of animals or plants, or by
interfering with human health or comfort.
comedy pollutant microscope slogan
【1】9. The boat ________ on the rough sea.
fluctuated swore urged mediated
【4】10. The director was ________ in his demands on actors for promptness in rehearsals. He was passionate, intolerant
of any mistake, grabby, and bossy.
indifferent feeble serene zealous
【4】11. To ensure everyone has an equal opportunity to participate, the teacher ________ selected students to share their
answers.
implicitly partially occasionally randomly
【1】12. The corporation ________ 10 million USD to the local government for the repair of school buildings and the
purchase of books for school libraries.
donated enclosed intruded withdrew
【2】13. Tina’s grandfather suffers from ________ back pain, which causes a constant disturbance in his sleep.
barren chronic deadly fragile
【2】14. In the job interview, the applicant established her ________ by referring to her previous experience as a sales
manager.
allocations credentials indictments hospitalities
【1】15. The revolutionary army has been conducting ________ operations to overthrow the dictator and install a new
regime.
clandestine expired obstinate vernacular
二、文法測驗【請在下列各題中選出最適當的答案】
【1】16. I will finish the work before ________.
leaving leave to leave left
【4】17. The rescue team rushed the ________ tourists to hospital.
injury injuring injure injured
【2】18. ________ my room took longer than I had thought.
Paint Painting Painted Have painted
【1】19. It is John ________ I admire most.
whom which whose so that
【3】20. John: Will you come? Mary:
No. I will. I did, too. Yes, I will. I am not, either.
【2】21. Will you please ________ me?
to help help helping be helped
【4】22. It is imperative that she ________ the truth.
tells to tell is telling tell
【4】23. John does not like the movie and ________.
nor is Mary Mary does, either Mary does, too neither does Mary
【3】24. ________, I won’t quit.
How difficult it is Although difficulty However difficult it is No matter it difficult
【1】25. ________ the office early, Jim caught a taxi to the Central Station, where he met Lisa at the newsstand.
Leaving Leave He left Be left
【3】26. The ________ neighbor helped me take care of my dogs when I was on a five-day business trip.
hearted-kind hearting-kind kind-hearted kind-hearting
【4】27. Dennis ________ so careless and left his wallet at the train station. When he went back to look for it, it was
already gone.
couldn’t be would be might have been shouldn’t have been
【4】28. Based on the most recent report of the Intergovernmental Panel on Climate Change, sea level ________ by about
50 cm by the year 2100.
rises is rising has risen will have risen
【3】29. On ________ whether she would like to study abroad, Christine gave an affirmative answer.
asked asking being asked being asking
【1】30. The community health committee, consisting of voluntary community representatives, ________ in charge of
educating students about community health events and activities.
is are be being
三、克漏字測驗【請依照句子前後文意，選出最適當的答案】
第一篇：
The ability to recognize a feeling as it happens is the building block of emotional intelligence. People with greater
certainty about their feelings are better 31 of their lives. Developing self-awareness requires tuning in to gut
feelings. Gut feelings can occur without a person being consciously aware 32 them. For example, when people
who fear snakes are shown a picture of snake, sensors on their skin will detect a signal of anxiety, 33 the people
say they do not feel fear. The sweat shows up even when a picture is presented 34 rapidly that the subject has no
conscious awareness of seeing it. 35 deliberate effort we can become more aware of our gut feelings. Then we
can change them to shake off a bad mood.
【1】31. pilots descendants crowds subscribers
【2】32. with of on in
【4】33. so much which is because of even though
【3】34. as such so many
【3】35. Though Therefore Through Throughout
【請接續背面】
第二篇：
Market segmentation is about classifying groups of consumers who behave differently in response to a marketing
strategy. Their behaviors are viewed as similar within a segment and different 36 segments. Much of strategic
decision making is devoted 37 deciding which products markets to invest in. Several decisions need be made.
What products will be offered? How will they be positioned in the marketplace? Who will be the target customers?
How price 38 are the customers? In both new product design 39 existing product modification, the most
important thing is to consider the benefits required by customers. In recent years, higher incomes and higher education
levels have produced customers with more sophisticated tastes and lifestyles. 40 , their benefit requirements for
the products they purchase have become more diverse. Furthermore, new media and technologies have emerged. They
have enabled manufacturers to customize their products to meet the requirements of smaller segments.
【3】36. during about across from
【4】37. in with on to
【4】38. changed personal costly sensitive
【1】39. and also as well as or
【2】40. Rarely Consequently Periodically Occasionally
四、閱讀測驗【請在下列各題中選出最適當的答案】
第一篇：
He fought with distinction and held almost every major office in Britain. He commanded a country in the midst of
world war and is credited with inventing the social safety net. He has been called a war lover, a drunk and a racist. He won
the Nobel Prize for Literature, rivaled only Shakespeare in his abundant literary output, and painted more than 500 drawings
in his lifetime.
Winston Churchill was a complex and contradictory leader unlike any in recent history. And he also presents one of the
most sought-after and challenging roles for any actor worth his pay.
“Not only could he pitch, but he could bat and run.” Gary Oldman said in a recent interview. “He is the ultimate
all-rounder.”
Oldman, a talented British actor, takes on Churchill in the movie “Darkest Hour”. The movie, directed by Joe Wright,
describes the defining 28 days in 1940 when Churchill was made prime minister and finally convinced Britain to fight Hitler.
The film is an often tense character study, exposing Churchill’s own moments of self-doubt and the resistance he faced from
the public, his party and his king.
Countless movies have been made about Churchill, but Wright was drawn to this particular period because of what that
uncertainty revealed the man. Churchill has become such an icon that he’s either untouchable or he’s a demon. Wright’s
appeal was to take Churchill out from his shrine and not throw him into the toilet but look at him eye to eye as a human
being.
The movie also tries to understand Churchill through his use of language, with the sound of typewriters constantly
clacking in the background. “They are the most iconic speeches in the history of the English language and they were all
written in 28 days,” Wright said. “So how these speeches came to be and how he came to express the will and the sentiment
of the nation is really the subject,” Wright added.
【3】41. What is main subject of this passage?
The Dark Age
Shakespeare’s works
A movie about Churchill
Nobel Prize in literature
【4】42. According to the passage, which of the following statements is true?
Joe Wright refused to direct “Darkest Hour”.
Churchill did not go through any war.
Churchill is considered a demon universally.
Gary Oldman plays the role of Churchill in “Darkest Hour”.
【2】43. According to the passage, Churchill is known for being many things except which of the following?
painter illiterate
politician great speaker
【1】44. Which of the following is true according to the passage?
There are some negative views on Churchill.
“Darkest Hour” is the only movie made about Churchill.
Good actors do not want to play the challenging role of Churchill.
In “Darkest Hour”, Churchill never had doubt on himself.
【1】45. Which of the following is suggested by the passage?
Churchill gave great speeches during a world war.
In his movie, Joe Wrights looks at Churchill as a demon.
Gary Oldman prefers Churchill to Shakespeare.
Churchill is a better athlete than a politician.
第二篇：
The latest in technology for apartments encourages residents not to lift a finger, except maybe to touch their phones.
Developers are certain that buyers want gadgets that could, say, help shuffle boxes of books to storage areas, or allow a peek
inside the refrigerator when they’re at the grocery store and can’t remember if they need milk.
These digital amenities, which are controlled by voice commands and smartphone apps, are becoming available across the
New York area in condos and rentals. But these gadgets are not free. Users may have to pay a large amount of money to get the
gadgets. Users may also feel troubled when these amenities occasionally stop functioning well.
But, to not plug in would be to lose out. “It is not about the future,” said Elena Ashkinazy, a real estate manager at Time
Equities, which has listed a “smart apartment” on the Upper East Side of New York City for its digital features. This
apartment includes a fridge that has three built-in cameras that are accessible remotely. “The time is now,” she said, “and we
have to be up-to-date.”
The latest offering of cutting-edge features includes an all-in-one furniture system designed to save space by expanding or
contracting at the flick of a switch. It is available in rental projects in New Jersey and Manhattan. Renters in the projects are
given the option of leasing a telescoping bed-and-dresser system designed by Ori Systems.
At night, renters can slide out a hidden bed, by manually pressing a switch, tapping their phone, or through voice-assistant
software. In the morning, the bed can retreat to the Ori unit, which is plugged into a wall, allowing a larger living space for
entertaining. The unit, lined with hanging rods and drawers, is made of poplar plywood and also has a surface that can be
extended for a desk.
Ori is expected to be most popular with renters of small studios. The technology could help avoid the hassle of folding
sofa beds every morning, though it still may have to work out some imperfections. Renters would likely pay an extra $350 a
month for an Ori unit.
【2】46. Which of the following would be a proper title for this passage?
The Newest Skyscrapers in New York
The Latest in Apartment Technology
The History of Refrigerator
The Evolution of Telescope
【1】47. What does the word “telescoping” in paragraph 4 mean?
able to slide out or retract
able to view distant objects
able to observe outer space
made of steel but not wood
【4】48. Which one of the following is true about the “smart apartment”?
The owner or renter must be a genius.
It must not have any furniture.
Each unit is equipped with a telescope.
It offers digital amenities like a fridge with cameras.
【3】49. According to the passage, which of the following statements is true?
Ori’s bed-and-desk system is free.
‘Smart apartment’ is not available in New Jersey.
An Ori unit can be plugged into a wall to save space.
Elena Ashkinazy is a sales lady of Ori.
【2】50. Which of the following can be inferred from the passage?
The first refrigerator with built-in cameras was sold in Manhattan.
The smart amenities may not always function well.
Owners or renters of smart amenities don’t use smart phones.
Ori also makes smart refrigerators and televisions.